.refund-hero {
    min-height: 40vh;
    background: linear-gradient(rgba(70, 62, 63, 0.9), rgba(70, 62, 63, 0.9)), url('/import/divyaability-foundation-city-skyline-banner-1376x271.png');
    background-size: cover;
    background-position: center;
    display: flex;
    align-items: center;
    color: white;
    text-align: center;
}

.refund-content-box {
    background: white;
    border-radius: 40px;
    padding: 60px;
    box-shadow: 0 10px 40px rgba(0,0,0,0.03);
    border: 1px solid rgba(0,0,0,0.02);
}

.refund-section {
    margin-bottom: 50px;
}

.refund-section h3 {
    color: var(--primary-bg);
    font-weight: 800;
    margin-bottom: 20px;
    border-left: 5px solid var(--gold);
    padding-left: 20px;
}

.refund-section p, .refund-section li {
    color: #555;
    line-height: 1.8;
}

.policy-badge {
    background: rgba(255, 215, 0, 0.1);
    color: #b8860b;
    padding: 8px 20px;
    border-radius: 50px;
    font-size: 0.8rem;
    font-weight: 800;
    text-transform: uppercase;
    display: inline-block;
    margin-bottom: 20px;
}

.highlight-notice {
    background: #fdfaf7;
    border-radius: 20px;
    padding: 30px;
    border: 1px solid #eee;
    margin: 30px 0;
}

@media (max-width: 767px) {
    .refund-content-box { padding: 40px 20px; }
}